Don't buy the warranty

You go shopping for a big ticket item – i.e., a sweet flat screen TV -- and what does it come with, if you choose? An extended warranty.
Don’t do it.
The extended warranty, that is.
According to Consumer Reports, stores play on the fact electronics are a big investment, scaring you into buying an extended warranty.
It is basically a way to get you to pay way more for the item than you need to, a very profitable deal for the retailer.
If you are concerned about not having an extended warranty, purchase your electronics with a credit card that offers extended warranty protection. Many credit cards do.

_Vin Mannix, staff writer